Household money, the Nepali way

Know where every rupee goes.

SIKA is a household money book for Nepal: every account, every income and expense, every loan given or taken - in Bikram Sambat and in rupees, for the whole family in one place.

Open SIKA See what it does

17 Oct 2026 Launched (2083-06-31 BS)

BS + AD Both calendars, side by side

14 Currencies, for households at home and abroad

1 household Walled off from every other - by the database itself

The SIKA Dashboard: income, spending, savings and an income-and-expense chart, with the amounts hidden

Features

Everything a household keeps track of

Made for how money really moves in a Nepali home - cash, wallets, banks, cooperatives, and the loans between family and friends.

Accounts and balances

Cash in hand, digital wallets, bank and cooperative accounts, cards - each with its own balance. An expense can never take an account below zero.

Bikram Sambat first

Enter and review by BS month, the way the year is really counted - with AD alongside whenever you want it.

Dashboard and charts

This month's income, spending and savings at a glance, with an income-and-expense chart across the months.

Payables and receivables

Money lent and borrowed, with the contact, part-payments, a running balance and a printable ledger - and bad debts written off properly.

To-do list that becomes the expense

Plan what to buy; when it is bought, one tick marks it purchased and records the expense - no entering it twice.

Full history

Every add, change and delete is kept with who did it and when, so nothing quietly disappears.

Amounts hidden by default

The Dashboard opens with its numbers blurred; one tap on the eye shows them. Safe to open in a public place.

Your look

Eleven themes or your own colours, 12- or 24-hour time, BS or AD by default, English or Nepali.

Guided start

A short setup and page tours walk a new household through its first accounts and entries.

Screens

A look inside

Real screens from SIKA, with names and amounts changed for this page.

The Expenses page: one month's expenses with category, account, amount and remarks — **Expenses**Every entry in its Bikram Sambat month, with the category, the account it came from and a remark. Edit any cell in place; the total follows.

My To-Do List: plans to buy with priority and expected amount, and a purchased item below — **My To-Do List**Plan purchases by priority. Tick them when bought and the expense is recorded for you - nothing entered twice.

AI import

Bring your old records in - with AI

Years of money live in notebooks, spreadsheets and phone photos. SIKA's AI import reads them as they are, sorts them into proper entries, and lets you check everything before a single line is saved.

Excel and CSV Plain text and notes Photos of a notebook or receipt A SIKA backup (JSON)

01
Give it the rough input

Paste text, upload a spreadsheet or a picture - messy, mixed calendars, missing columns are all fine.
02
AI reads and arranges it

A dedicated SIKA skill for Claude reads the text or image and turns it into ordered entries: accounts, contacts, income, expenses, transfers and dues.
03
You preview every row

The result opens in SIKA's import preview. Nothing is saved yet - you see each entry and what will be created.
04
Save in one go

Confirm, and the entries go in through the same checks as typed ones: balances, dates and duplicates.

The AI never writes to your books by itself: it prepares, you check, SIKA saves. Dates are never converted between BS and AD by guesswork - they are taken as written.

Your data

Where your data lives

Your household's money is private. This is exactly where it is kept and how it is protected.

Microsoft Azure SQL, Central India

Stored in an Azure SQL database in Microsoft's Central India region - the nearest to Nepal - with the app running on Azure App Service beside it.

Every household walled off

Row-level security in the database itself: a household's rows can only be read or written with that household's own sign-in. Another family's data is simply invisible.

Encrypted on the move and at rest

HTTPS only (TLS 1.2 or newer) between you and SIKA; the database is encrypted on disk by Azure (transparent data encryption).

Sign-in done carefully

Sign in with Google or with a password that is stored only as a salted hash. Repeated tries are slowed down, and identity comes from your sign-in token, never from the page.

Backed up daily

Azure keeps automatic backups with point-in-time restore for the last 7 days.

Yours to take or delete

Export everything as a SIKA backup, CSV or Excel at any time. Reset or delete the account entirely - confirmed with a one-time code, so nobody can do it by accident.

Story

How SIKA came to be

Keeping track of income, expenses and investments is what shapes a life and keeps money disciplined. People who keep no record know nothing about where it goes; people who do keep one often never look at it again, because the notebook or the file goes missing. We kept records too, and still lost the picture for lack of a proper system. SIKA is for people who like numbers and managing themselves, and who want to plan for better living - because the record is what lets you understand the past, the present and the future.

SIKA opened to its first families on 17 October 2026. It grows with what they tell us.

In Nepali, sika (सिका) means to teach - and said as sikka (सिक्का) it is a coin. SIKA puts the two together: money that teaches you something.

Built with

Angular.NET 10Azure SQLAzure App ServiceClaude (AI import)Google sign-in

What's next

Planned, in roughly this order. Trial families' feedback decides what moves up.

Budgets

A monthly plan per category, and a nudge before it runs out.

Savings goals

Name a goal, set an amount and a date, and watch it fill.

Alerts

Dues coming up, unusual spending, an account running low.

Nepali throughout

Every screen in Nepali, not just the menus.

The maker

Who makes SIKA

Yubaraj Shrestha Kathmandu, Nepal

SIKA is a product of Yuvista, a software company in Kathmandu - designed, built and run by Yubaraj Shrestha.

Pricing

What it costs

Monthly NPR 1,000 per month

Yearly NPR 10,000 per year - two months free

One household, every feature, all your data - export it whenever you like.

SIKA

Start your household's book today

Open SIKA